Comprehensive solutions designed to minimise your banking fees and transaction costs
Our foundational service designed for individuals who want to understand exactly where their money goes in banking fees. We analyse twelve months of your transaction history across all accounts, identifying every withdrawal-related charge.
The audit produces a detailed report showing total fees paid, categorised by type, along with specific recommendations for reducing each category. Many clients discover fees they were completely unaware of, from ATM operator charges to monthly maintenance costs buried in account terms.
Small and medium businesses often pay substantially more in banking fees than individuals, yet have greater opportunities for savings. This service provides comprehensive analysis of your business banking, merchant services, and cash handling procedures.
We examine transaction volumes, peak periods, and payment acceptance patterns to identify inefficiencies. Recommendations may include restructuring merchant agreements, optimising cash handling schedules, or switching to more appropriate business account structures.
Banking products and fee structures change frequently. What was optimal a year ago may no longer be the best arrangement. Our ongoing advisory service provides continuous monitoring and quarterly optimisation to ensure your banking remains cost-effective.
Each quarter, we review your transaction patterns, assess any changes in fee structures from your providers, and evaluate new products that may offer better value. You receive a brief report with any recommended adjustments.
Specialised solutions for specific needs
For individuals or businesses regularly transacting across borders, we analyse foreign exchange fees, international transfer charges, and overseas ATM usage to identify savings opportunities.
We prepare documentation and talking points for fee waiver negotiations with your bank, and can participate in discussions on your behalf where authorised.
Sometimes the problem is not the fees themselves but the underlying account structure. We design optimal banking arrangements tailored to your specific usage patterns.
A straightforward process designed to deliver results efficiently
We understand your situation and determine which service best addresses your needs.
You provide banking statements through our secure portal. We handle everything confidentially.
Our team examines your data, identifies fees, and develops tailored recommendations.
You receive a comprehensive report with findings and actionable steps to reduce fees.
Contact us to discuss which service is right for your situation.
Get in TouchAll prices are in Australian Dollars and include GST where applicable. The information provided on this website is for general informational purposes only and should not be construed as financial advice. Individual results may vary based on personal circumstances. Actual savings depend on your specific banking arrangements and usage patterns. We recommend consulting with a qualified financial adviser before making significant changes to your banking arrangements.